Advance-Realty Services

Be A Smart Consumer

Don't Be A Victim Of Fraud

BROCHURE: Finding the Right Real Estate Agent

Protect yourself by choosing the right real estate agent.
This Brochure provides a handy checklist for hiring a real estate agent.

BROCHURE: How to Protect Yourself and Your Home

This Brochure provides information on real estate fraud protection, helping you to protect Yourself and Your Home.

BROCHURE: The Real Estate “Escrow” Process in California

This Brochure provides Information about the real estate escrow process, including tips and mistakes to avoid.

Every year, misinformed homebuyers, often first-time purchasers or seniors, become victims of predatory lending or loan fraud.
Don't let this happen to you!

Tips On Being A Smart Consumer

Before you buy a home, attend a homeownership education courses from any HUD-Approved non-profit counseling agencies
Talk to several real estate professionals. Check for their references before hiring one to help you buy or sell a home.
Don't be fooled into paying too much. Get the selling prices of other homes in the neighborhood.
Have a complete inspection done by properly qualified and licensed home inspector BEFORE you are obligated to buy. Who will pay for the repairs.
Shop for a mortage lender and compare all associated costs.
NEVER make a false statement on your loan application. Lying on a mortgage application is fraud, resulting in criminal penalties.
NEVER borrow more money than you can afford to repay: You risk losing your house and all of the money paid into the property.
NEVER sign a blank document or a document containing blanks. Insert "N/A" (i.e., not applicable) or cross through any blanks.
Read everything carefully and ask questions. Do not sign anything that you don't understand. Ask for professional helps.
It is a Federal Crime to state that you plan to live in the property when, in fact, you intend to rent the house or to fix and resell it.

File a housing discrimination complaint

Discrimination in mortgage lending is prohibited by the federal Fair Housing Act and HUD's Office of Fair Housing and Equal Opportunity actively enforces those provisions of the law.
You can file a complaint at this link

FREE Credit Report

Obtain your FREE ANNUAL Credit Report

Go To this central site to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies:

Equifax
Experian
TransUnion

We offer these services to our customers in the Bay Area

We will help you to sell your house by:

Recommending the highest obtainable price, based on current market and prices of comparable properties sold
Exposing your house to vast buyers market by putting it through the Multiple Listing Service and on the Internet
Recommending necessary inspections, preparations, and disclosures required by the law
Full explanation of selling process, related forms, and related closing costs of selling your home
Supplying information regarding local customs and regulations relating to sellers
Providing of advertisement flyers for your home
Organizing Open House Sessions to attract house searchers
Pre-screening and Pre-qualifying potential buyers to make sure they would be financially qualified to buy your property
Negotiating the sales contract, counter offers, disclosures
Alerting you to potential risks
Helping you prepare for a smooth closing of the sales transaction.

We will help you to buy the house you want by:

Putting your interest first
Providing full list of available homes from the Multiple Listing Service (MLS).
Visiting for on-site review of interested properties
Providing market analyses comparing asking and selling prices of homes in interested neighborhood
Providing information on the neighborhood, schools, transportation, local taxes and community characteristics.
Assisting in determining how much home you can afford based on your financial situation
Assisting in getting credit reports for review of its accuracy
Informing about available financing options
Assisting in getting pre-qualified for a loan
Full explanation of buying process, related forms, and related up front fee and closing costs of financing your new home
Negotiating the purchase contract, counter offers, disclosures
Recommending necessary inspections and appraisal if needed
Helping you prepare for a smooth closing of the purchase transaction.

We will help you to rent your investment property , either a single home, duet, townhouse or condominium:

Advertise your property on the internet.
Show the property to potential and qualified prospective tenants
Perform complete Inspection with full record (photo and checklist) of Pre-MoveIn Condition
Find tenants and perform complete screenings (verifying employment, income, rental history and credit history)
Prepare Rental Documents and Explain to Tenants their responsiblilties before their move-in
Collect and Deposit Rents to Your Account
Provide all necessary repairs, maintenance, cleaning, landscaping, painting, and any other cosmetic improvements
Maintain Accurate Bookeeping and Monthly Reports
Maintain a good and positive landlord-tenants relationship